Euro Insurance Backpacker Irish residents
travel insurance from ireland


	Insurance Policy


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Special Offer:

13 months (for the price of 12) - FOR TRAVEL TO AREA 2 ONLY -
INCLUDING a total stopover allowance of 39 days to stay elsewhere worldwide, either on the outward or return leg or split between both.

Backpacker Travel Insurance Republic of Ireland

Backpacker Long Stay Travel Insurance
for a trip of 2 - 12 months for
Republic of Ireland residents (note: 13 months special offer)

		Please give your Travel Insurance requirements:


	Destination area:	1. Europe (see definition of Europe for this insurance) 2. Australia & New Zealand plus stopover allowance 3. Worldwide excluding USA, Canada, Caribbean, Bahamas 4. Worldwide (fully) including USA, Canada, Caribbean, Bahamas

	Persons insured:	Adults aged under 40

	Duration of trip:	Months (Note: Special Offer - option of 13 months for area 2 only)





		or for backpacker insurance in £ for UK residents

	Important conditions for insurance : You must be permanently resident in your Home country, the Republic of Ireland, and insurance must be taken out BEFORE leaving the Republic of Ireland. Pre-existing conditions are not covered (definition below). With a pre-existing condition the insurance is still effective in all respects except that any loss related to the condition is not covered.
	Keyfacts Policy Summary : This is a document required by the FSA to help you understand the cover provided by the Policy. Please print it to refer to, and read what is meant by Pre-existing Conditions via the links below:
	Keyfacts Policy Summary
	Pre-existing Conditions wording

Travel Insurance for Irish residents

Please review the Policy Wording, the over 100 sports and activities covered in our Schedule of Activities, the Keyfacts Policy Summary, and our Terms Of Business, via the links on this page.

On taking out insurance, you will be sent an email enabling you to download or access this information again, and if, within 14 days, you are not happy with the insurance, you can ask for it to be cancelled and your payment will be refunded in full, provided you have not travelled or used the insurance in any way.

Age limits: apply at the trip start date. Persons eligible must be aged over 16 and under 40.

Temporary returns home : these are permitted, and the policy conditions are given on the quotation page.

Return : you do not necessarily have to have booked return travel arrangements.

	Important conditions for insurance : You must be permanently resident in your Home country, the Republic of Ireland, and insurance must be taken out BEFORE leaving the Republic of Ireland. Pre-existing conditions are not covered (definition below). With a pre-existing condition the insurance is still effective in all respects except that any loss related to the condition is not covered.
	Keyfacts Policy Summary : This is a document required by the FSA to help you understand the cover provided by the Policy. Please print it to refer to, and read what is meant by Pre-existing Conditions via the links below:
	Keyfacts Policy Summary
	Pre-existing Conditions wording

	For your insurance, Europe is defined as:
	The Continent of Europe west of the Ural Mountains, Madeira, Canary Islands, the Azores, Mediterranean Islands, and non–European countries bordering the Mediterranean. Travel to the following countries (excluding your home country): Albania, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Isle of Man, Italy, Kazakstan (west of Ural River), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russian Federation (west of Ural Mountains), San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, United Kingdom, Vatican City. Including all Islands in the Medeterranean, and the Atlantic Islands: Azores (Portugal), Canary Islands (Spain), Madeira (Portugal). Including Non-European countries bordering the Medeterranean: Algeria, Egypt, Israel, Lebanon, Libya, Morocco, Syria, Tunisia, Turkey.

	Stopover, outside your main destination area:
	The aim is to allow those travelling to areas 2 and 3 a reasonable time to visit other countries whilst on their way to and from their main destination area without having to incur the cost of moving up an area to do so. Those going to Australia and New Zealand are best off in this respect being given 3 days stop over for each month of their trip, ie. 36 days for 12 months, that can be taken on either the outward or homeward legs of the journey or split between both. Those going to area 3 get given one day per month. If the stopover(s) you have planned slightly exceed these allowances - please contact us.

	Skydiving, Parachuting, Paragliding
	Skydiving and other aerial sports are classified in our High Risk activities category, which provides Medical Emergency and Repatriation cover - as per Schedule (A) of the Policy - for an accident or illness caused by participating in these activities whilst on a trip abroad. There is no extra charge for this, and it is automatically included with the travel insurance, however, as for all High Risk activities the excess (which is the first part of any claim that you pay) is €750 rather than the normal €120 excess for Schedule (A). See our Schedule of Activities for more details, via the sports & activities link on the menu.

	Winter Sports for Long Stay Insurance
	Skiing, Snowboarding and several other winter sports are classified in our High Risk activities category, which provides Medical Emergency and Repatriation cover - as per Schedule (A) of the Policy - for an accident or illness caused by participating in these activities whilst on a trip. There is no extra charge for this, and it is automatically included with the travel insurance, however, as for all High Risk activities the excess (which is the first part of any claim that you pay) is €750 rather than the normal €120 excess for Schedule (A). See our Schedule of Activities for more details, via the sports & activities link on the menu. Section (P) of the policy is conventional short-trip winter sports cover, and is not applicable for Long Stay Insurance.