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Get a Quote for Travel Insurance including BMX Biking: |
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This page summarises the main points on what is and what is not covered, and the main conditions for participation in BMX Biking. If your holiday plans for BMX Biking do not seem to be covered, please contact us by email to explain your requirements.
BMX Biking - What is covered:
- Cover for BMX Biking as an amateur, to amateur competition level, in safe conditions, with no time limit on participation, is included at no extra charge in all the above insurance quotes.
- Medical & Repatriation costs : the costs due to an accident or illness sustained abroad (outside your Home Country); for being taken to a suitable hospital to receive necessary emergency medical treatment, and for being repatriated if necessary. Please read Section(A) of the policy for full details.
- BMX Biking as an Activity : BMX Biking is classified as a Medium Risk Activity, for which the terms and conditions are set out in our Schedule of Activities, via sports & activities link above.
- BMX Biking with travel insurance : This is a travel insurance policy, not activity top-up insurance, therefore the period of cover as per your certificate of insurance must be for the whole duration of a trip, not just the period of participating in BMX Biking,
and normal travel insurance applies when not participating in BMX Biking. Insurance must be taken out prior to departure from your home country.
- Higher Excess limit : There is no extra charge for this cover for BMX Biking, but, to compensate for there being no extra charge, there is a higher Excess in the event of a claim. The Excess, which is the first part of any claim that you pay, is £300 for Medium Risk Activities, rather than the normal excess for Schedule (A), standard £100, but which can be varied when taking out insurance.
BMX Biking - What is not covered :
- Personal Liability that is you causing injury or damage whilst BMX Biking.
- Personal Accident compensation for death or permanent disablement sustained whilst BMX Biking, not to be confused with emergency medical costs which are covered.
- BMX Biking - Equipment - your bike itself is not covered, and the full value of helmet and other protective gear may not be adequately covered, see Section (M) Personal Possessions, as sports equipment is only covered to a maximum of £250.
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BMX Biking - policy wording
BMX Biking cover is for medical emergency & repatriation costs.
The relevant sections of the policy for full details are:
If you already have Travel Insurance, but require cover for BMX Biking
You can take out our travel insurance; there is no extra cost, but it must cover the whole duration of a trip, not just the period spent
BMX Biking. However, you can discount the charge for our travel insurance by not having cover for Personal Belongings, or just having cover for Essentials, and by vary the standard excess. These are options on taking out insurance that can reduce the cost.
Age Limits:
- For Single Trip and Annual options, those aged under 65
- Long Stay Backpacker is only for adults aged under 40.
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Hazardous Adventure Sports
The Schedule of Activities is part of the policy, which is available via the Sports & Activities link, gives details of the cover provided for all Holiday and Hazardous Adventure sports and activities covered, and conditions that apply. In conjunction with this Schedule, Section (S) of the policy it sets out certain basic conditions for "safe and normal" participation, such as:
- being reasonably fit to take part,
- being properly organised,
- being accompanied by experienced guides,
- wearing suitable protective clothing,
- having the right equipment,
- observing the safety procedures recommended.
AGE LIMITS
For Single Trip and Annual options, to maintain our highly competitive rates, we cover only those aged under 65. For families, up to 6 children aged under 17 can be included - (6 at the same cost as for 1).
Long Stay Backpacker is only for adults aged under 40. |
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