This is travel insurance (for residents of United Kingdom, Isle of Man and Channel Islands) that optionally can include cover for altitude trekking, at no extra charge. The period of cover must be for the whole duration of your trip, not just the part that will be at altitude. It is NOT activity top-up insurance that can be added on to another insurance, but you can have it as well as another insurance.

• Holiday Activities Category (1), where the normal medical excess of £80 applies, covers TREKKING to 1500m.
• Medium Risk Activities Category (4), where the higher medical excess of £300 applies, (see what is and is not covered opposite) for TREKKING to 4000m.

• Please follow the procedure:
• (1) Get a Quote: to be happy with the cost, there will be no extra charge.
• (2) Contact us: apply for an extension of cover for trekking over 4000m, by email in the format provided on our Contact us page.
• (3) We contact you: by email to agree (or not) to extend cover for trekking over 4000m, usually on same day, but allow 24 hours.
• (4) Take out insurance: then, and only then, if extended cover agreed, and you wish to proceed.
• (5) Endorsement: then, we add an endorsement to your certificate of insurance, and email you the amended version.
• Medium Risk Activities Category (4) will apply to treks with a maximum altitude up to 4200m;
• High Risk Activities Category (5)apply to treks above 4,200m, with the higher medical excess of £500.

• Single Trip - up to 90 days
• Long Stay, Backpacker - 2 to 13 months
• Annual Multi-trip Insurance - 31 days any one trip
• Annual Multi-trip Insurance - 90 days any one trip

then Contact us:

Go to the Contact us page, where you can send an email to our Customers Services, csm@etravelinsure.com, in the suggested format for the information required for referral to our underwriters for trekking over 4000m, which is given under the headings :

• Can I get cover for trekking Inca Trail?
• Can I get cover for trekking Kilimanjaro?
• Can I get cover for any Other Trekking over 4000m?

Other Trekking may be for any other popular trek, such as: several in Annapurna region, Everest Base Camp, Atlas Mountains.

If you don't want to follow the suggested email referral format above, you will need to summarise details of the trek over 4000m in an email, and give a link to your trek on the website of the trek provider; And, give your age, and confirm that "you have no respiratory problems, no other health problems, and that you have not had previous problems at altitude"; Any other relevant information is helpful, such as: training and acclimatisation plans, previous experience of trekking at altitude.

You may apply for cover for trekking over 4000m after departure, but then there is obviously a chance that it may not be agreed. Therefore, if you intend to be trekking over 4000m, but have not booked up the treks(s) before departure, it is best to get provisional agreement to extend cover, subject to you confirming details of the trek(s) when booked.

Altitude Trekking - policy wording :
Altitude trekking cover is for medical emergency & repatriation and search & rescue costs.

The relevant sections of the policy for full details are:

• Section (A) Emergency Medical & Repatriation;
• Section (S) Schedule of Activities;
• Section (T) Search & Rescue.

• Emergency Medical & Repatriation costs Section (A), including being taken to a suitable hospital by any means that is agreed by our Emergency Service.
• Search & Rescue : Rescue costs (necessary for being taken to a suitable hostital) are fully covered under Section (A) in the event of a medical emergency. If search and rescue cost are incurred in circumstances that do not amount to a medical emergency, then costs are covered to a limited extent under Section (T), which is shown on the Schedule of Cover when you get a quote.

• trekking over 1500m : trekking that is not properly organised, accompanied by local guide(s).
• Trekking over 4000m : unless agreed by our underwriters, with an endorsement to your Certificate of Insurance to that effect.
• Personal Liability : (that is you causing injury or damage whilst trekking over 1500m).
• Personal Accident : (compensation for death or permanent disablement sustained whilst trekking over 1500m), not to be confused with emergency medical costs which are covered.
• Dangerous expeditions : - there is a General Exclusion for going anywhere that is extremely remote, or which is outside the range of normal rescue facilities, which is why in general properly organised treks by a recognised operator are covered.

Hazardous Adventure Sports
The Schedule of Activities is part of the policy, which is available via the Sports & Activities link, gives details of the cover provided for all Holiday and Hazardous Adventure sports and activities covered, and conditions that apply. In conjunction with this Schedule, Section (S) of the policy sets out certain basic conditions for "safe and normal" participation, such as:

• being reasonably fit to take part,
• being properly organised,
• being accompanied by experienced guides,
• wearing suitable protective clothing,
• having the right equipment,
• observing the safety procedures recommended.

Age Limits:
For Single Trip aged under 65.
For Annual Multi-Trip aged under 71.
For families, up to 6 children aged under 17 can be included - (6 at the same cost as for 1).
Long Stay Backpacker is only for adults aged under 40.