Kitesurfing Holiday Insurance - for Irish Residents

• Kitesurfing, Single Trip - up to 90 days
• Kitesurfing, Long Stay, Backpacker - 2 to 12 months
• Kitesurfing, Annual Multi-trip Insurance - 31 days any one trip
• Kitesurfing, Annual Multi-trip Insurance - 90 days any one trip

• Cover for kitesurfing is cover for medical emergency & repatriation and search & rescue costs.
• The relevant sections of the policy for full details are:
• Section (A) Emergency Medical & Repatriation;
• Section (S) Schedule of Activities;
• Section (T) Search & Rescue.
• This page summarises the main points on what is and what is not covered, and the main conditions for participation in kitesurfing. If your holiday plans for Kitesurfing do not seem to be covered, please contact us by email to explain your requirements.

Kitesurfing - What is covered:

• Medical & Repatriation costs : the costs due to an accident or illness sustained abroad (outside your Home Country); for being taken to a suitable hospital to receive necessary emergency medical treatment, and for being repatriated if necessary. Please read Section(A) of the policy for full details.
• Kitesurfing as an Activity : Kitesurfing is classified as a Medium Risk Activity, for which the terms and conditions are set out in our Schedule of Activities, via sports & activities link above.
• Kitesurfing with travel insurance :
This is a travel insurance policy, not activity top-up insurance, therefore the period of cover as per your certificate of insurance must be for the whole duration of a trip, not just the period of participating in kitesurfing, and normal travel insurance applies when not participating in kitesurfing.
• Higher Excess limit : There is no extra charge for this cover for kitesurfing, but, to compensate for there being no extra charge, there is a higher Excess in the event of a claim. The Excess, which is the first part of any claim that you pay, is €450 for Medium Risk Activities, rather than the normal excess for Schedule (A) which is €120. Please read Section(S) of the policy for full details.

Kitesurfing - What is not covered :

• Personal Liability (that is you causing injury or damage whilst Kitesurfing).
• Personal Accident (compensation for death or permanent disablement sustained whilst Kitesurfing), not to be confused with emergency medical costs which are covered.
• Kitesurfing - Equipment - the full value of your equipment will probably not be adequately covered, see Section (M) Personal Possessions, as sports equipment is only covered to a maximum of €375.

• Kitesurfing, Single Trip - up to 90 days
• Kitesurfing, Long Stay, Backpacker - 2 to 12 months
• Kitesurfing, Annual Multi-trip Insurance - 31 days any one trip
• Kitesurfing, Annual Multi-trip Insurance - 90 days any one trip

IMPORTANT CONDITIONS:
You are properly supervised, taking part in an organised event, match, session or outing. If you are not participating in an organised event, you should be sufficienly near to the shore, rescue facilities, or other kitesurfers, so that help is readily at hand in the event of getting into difficulties. Wear all the recommended safety gear. Weather conditions must be suitable for 'safe and normal' participation in line with your experience.


There is no limit on participation, as an amateur to amateur competition level.

If you already have Travel Insurance, but require cover for kitesurfing : You can take out our travel insurance; it must cover the whole duration of a trip. However, you can discount the charge for our travel insurance by not having cover for cancellation, baggage and double excess. These are options on taking out insurance that can reduce the cost by 30%. The discount to double the excess limit does not apply to the excess limits for Medium and High Risk Activities.

Age Limits: