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Get a Euro Quote - for Irish residents: |
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Mountain Biking - What is covered:
- Medical & Repatriation costs : the costs due to an accident or illness sustained abroad (outside your Home Country); for being taken to a suitable hospital to receive necessary emergency medical treatment, and for being repatriated if necessary. Please read Section(A) of the policy for full details.
- Mountain Biking as an Activity : Mountain Biking is classified as a Medium Risk Activity, for which the terms and conditions are set out in our Schedule of Activities, via sports & activities link above.
- Mountain Biking with travel insurance : This is a travel insurance policy, not activity top-up insurance, therefore the period of cover as per your certificate of insurance must be for the whole duration of a trip, not just the period of participating in mountain biking,
and normal travel insurance applies when not participating in mountain biking. Insurance must be taken out prior to departure from your home country.
- Higher Excess limit : There is no extra charge for this cover for mountain biking, but, to compensate for there being no extra charge, there is a higher Excess in the event of a claim. The Excess, which is the first part of any claim that you pay, is €450 for Medium Risk Activities, rather than the normal excess for Schedule (A) which is €120.
Mountain Biking - What is not covered :
- Personal Liability (that is you causing injury or damage whilst Mountain Biking).
- Personal Accident (compensation for death or permanent disablement sustained whilst Mountain Biking), not to be confused with emergency medical costs which are covered.
- Mountain Biking - Equipment - the full value of your bike and equipment will probably not be adequately covered, see Section (M) Personal Possessions, as sports equipment is only covered to a maximum of €375.
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Get a Euro Quote - for Irish residents: |
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IMPORTANT CONDITIONS:
Only participate in properly organised outings or events (where the route is known and pre-planned), and wear all the recommended safety gear.
There is no limit on participation, as an amateur to amateur competition level.
If you already have Travel Insurance, but require cover for mountain biking : You can take out our travel insurance; it must cover the whole duration of a trip. However, you can discount the charge for our travel insurance by not having cover for cancellation, baggage and double excess. These are options on taking out insurance that can reduce the cost by 30%. The discount to double the excess limit does not apply to the excess limits for Medium and High Risk Activities. However, beware that if you make a claim for cancellation (prior to departure), and have no cover for cancellation under our insurance, any prepaid costs relating to participating in mountain biking may not be covered for cancellation under your current travel insurance.
Age Limits:
For Single Trip and Annual options, those aged under 66
Long Stay Backpacker is only for adults aged under 40.
UK Insurers: Groupama Insurance Company Limited - a member of the Association of British Insurers. The insurers and Etravelinsure Limited are authorised and regulated by the Financial Services Authority in the UK.
This summary of mountain biking travel insurance: is a summary of the cover provided. If you have any doubts about it, please contact us. Email is most appropriate for this.
Related biking links
BMX Biking Holiday Insurance |
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Mountain Biking Holiday Travel Insurance from Ireland 
