• Scuba Diving, Single Trip - up to 90 days
• Scuba Diving, Long Stay, Backpacker - 2 to 12 months
• Scuba Diving, Annual Multi-trip Insurance - 31 days any one trip
• Scuba Diving, Annual Multi-trip Insurance - 90 days any one trip

• We provide travel insurance with a Policy specially for residents of the United Kingdom, the Isle of Man and the Channel Islands.
• Scuba Diving with travel insurance : This is a travel insurance policy, not activity top-up insurance, therefore the period of cover as per your certificate of insurance must be for the whole duration of a trip, not just the period of Scuba Diving, and normal travel insurance applies when not participating in Scuba Diving.
• Cover for Scuba Diving is included at no extra charge, and no limit on the number of dives.
• The relevant sections of the policy for full details are:
• Section (A) Emergency Medical & Repatriation;
• Section (S) Schedule of Activities;
• Section (T) Search & Rescue.
• This page summarises the main points on what is and what is not covered, and the main conditions for participation in Scuba Diving. If your holiday plans for Scuba Diving do not seem to be covered, please contact us by email to explain your requirements.

• (a) All divers must be accompanied by a qualified Dive Instructor, except in circumstances where they are themselves qualified to dive without an Instructor, in which case diving must be with a companion on a 'buddy pair' basis.
• (b) Diving work of any kind is not covered.
• (c) Any illness or loss due to air travel within 24 hours of diving is not covered.

• Holiday Activities Category (1), where the normal medical excess of £80 applies, covers divers with no grade/qualification to a maximum depth of 18m, and divers with a BSAC/PADI or equivalent grade/qualification to the maximum depth that their grade permits, or to a maximum depth of 30m (if their grade permits).
• High Risk Activities Category (5), where the normal medical excess of £500 applies, covers divers going over 30m to a maximum depth limit of 40m provided that their BSAC/PADI or equivalent grade/qualification permits.
• Please contact us if your holiday scuba diving plans are beyond the limits of these conditions.

• Scuba Diving, Single Trip - up to 90 days
• Scuba Diving, Long Stay, Backpacker - 2 to 12 months
• Scuba Diving, Annual Multi-trip Insurance - 31 days any one trip
• Scuba Diving, Annual Multi-trip Insurance - 90 days any one trip

Important Medical Exclusion
Accident or illness arising from Air Travel within 24 hours of participating in Scuba Diving

Hazardous Adventure Sports
Our Schedule of Schedule of Activities, which is available via the Sports & Activities link above, gives details of the cover provided for all other Holiday and Hazardous Adventure sports and activities covered, and conditions that apply. In conjunction with this Schedule, Section (S) of the policy it sets out certain basic conditions for "safe and normal" participation, such are wearing suitable protective clothing, equipment, or head-gear, and observing the safety procedures normally recommended for the sport.
There is special reference to participating in Scuba Diving - with the conditions that are also set out in the centre panel of this page.

AGE LIMITS
For Single Trip and Annual options, to maintain our highly competitive rates, we cover only those aged under 66. For families, up to 6 children aged under 17 can be included - (6 at the same cost as for 1).
Long Stay Backpacker is only for adults aged under 40.