• Annual Multi-trip Insurance - 90 days any one trip

For popular adventure sports, please refer to: Altitude Trekking BMX Biking Kickboxing Kitesurfing Mountain Biking Paragliding Scuba Diving Skydiving Windsurfing Winter Sports

Annual travel insurance 90 days maximum per trip

• Annual Travel Insurance is for Irish residents living in and travelling from Ireland.
• Insurance must be taken out BEFORE leaving the Republic of Ireland.
• Pre-existing conditions are not covered. With a pre-existing condition the insurance is still effective in all respects except that any loss related to the condition is not covered.

Age Limits:

• For Annual Multi-trip insurance the age limit is under 71.
• For families, up to 6 children aged under 17 can be included - (6 at the same cost as for 1).
• Age limits apply, for annual insurance at the start date of the annual period.

Sports, activities and work : are divided into categories in the Schedule of Activities: (1) Holiday, (2) Work, (3) Winter Sports, (4) Medium Risk and (5) High Risk. As there is no extra charge, for more dangerous activities in categories (4) and (5) higher medical excess amounts apply, and there are some restrictions on cover. See our Schedule of Activities for details, via the sports & activities link or select links for specific activities.

Altitude Trekking : Cover altitude trekking to maximum altitude of 4000m is covered already under the policy. Cover for trekking at altitudes over 4000m may be extended on application to us. Therefore, for Inca Trail, Kilimanjaro, trekking in Napal, or any other trekking over 4000m, please visit the Altitude Trekking page link, where the cover and the way to apply to extend cover is explained.

Cover for skydiving and paragliding : Cover for these activities is not included initially on taking out insurance, but can be added any time later at the additional cost of €4.00 per day for actual day(s) of participating.

Being aged 17 : Children aged 16 or under cannot travel independently but are eligible to be included in the insurance of parents or adults with whom they will travel. The age limit for adults under our travel insurance begins at age 17, which is ideal for those of that age who need to travel independently.

Annual Travel Insurance for Irish residents

• Instant online cover via link above is secure and easy:
  • Select the link you require, and then review policy, quote options and eligibility questions;
  • Get a quote, and review Schedule of Cover, and select cover options;
  • Enter your name(s) and contact details;
  • Pay by Card;
  • Collect your Certificate on site.
• Your Insurers: Groupama Insurance Company Limited - a member of the Association of British Insurers. The insurers and Etravelinsure Limited are authorised and regulated by the Financial Services Authority.
• Instant online cover: Collect your Certificate of Insurance on site, at the end of our quick, secure, and simple online quotation system.
• Money-back guarantee : Within 14 days, you may cancel (if you are not satisfied and you have not travelled), and you will receive full refund.