Annual Travel Insurance for Isle of Man and Channel Islands residents, free of UK tax

Etravelinsure.com offers cheap, affordable, travel insurance, and specially so for residents of the Isle of Man and Channel Islands, as not being within the UK for most purposes including Taxation, the Premium for the insurance can be set to EXCLUDE UK INSURANCE PREMIUM TAX. Insurance must be taken out prior to departure from your home.

This Insurance covers residents of the United Kingdom, the Isle of Man and Channel Islands. However, travel by residents of the Isle of Man and Channel Islands to mainland UK is covered as a European trip outside the home country.

Residents of the Isle of Man or Channel Islands, travelling to mainland UK for ongoing flights and covered for missed departure for failure to board the ongoing flight in UK (for circumstances detailed in the policy). Missed departure cover is for failure to catch the connection for the main leg of the outward or return journey. However, if that departure is not missed, but the flight is delayed enroute, then subsequent missed departures on any further leg(s) of the journey are not covered. Residents of the Isle of Man or Channel Islands should be aware of this, and allow plenty of time or ticket accordingly for the flight back to the Isle of Man or Channel Islands from mainland UK on the return journey.

• Annual Multi-trip Insurance - 31 days any one trip
• Annual Multi-trip Insurance - 90 days any one trip

• For Single Trip and Annual options, to maintain our highly competitive rates, we cover only those aged under 66. For families, up to 6 children aged under 17 can be included - (6 at the same cost as for 1).
• Age limits apply, for annual insurance at the start date of the annual period.

ACTIVITIES

Adventure Sports Over 100 holiday activities, adventure sports and some extreme sportsare covered at no extra charge, with no time limit on 'safe and normal' participation. All the types of travel insurance include cover for such sports as: Skydiving, Paragliding, Hang-gliding, Bungee Jumping, Mountain Biking, White Water Rafting, High-Altitude Trekking, Snow Skiing, Snowboarding + many others; to amateur competition level. For full details please access the Sports & Activities link opposite.

Sports, activities and work : are divided into categories in the Schedule of Activities: (1) Holiday, (2) Work, (3) Winter Sports, (4) Medium Risk and (5) High Risk. As there is no extra charge, for more dangerous activities in categories (4) and (5) higher medical excess amounts apply, and there are some restrictions on cover. See our Schedule of Activities for details, via the sports & activities link or select links for specific activities.

Winter Sports Winter Sports activities are included at no extra charge within our High Risk category of activities. Although, conventional winter sports holiday cover is also optionally available for all short trip and 31 day annual insurance policies at additional cost, but is inclusive in the cost of the 90 day annual insurance policy.

Altitude Trekking : UK insurers cover altitude trekking to maximum altitude of 4000m. Cover for trekking at altitudes over 4000m may be given on application to us for referral to UK insurers.