• Single Trip - up to 90 days - to Italy
• Long Stay, Backpacker - 2 to 13 months - to Italy
• Annual Multi-trip Insurance - 31 days any one trip to Italy
• Annual Multi-trip Insurance - 90 days any one trip to Italy

For popular adventure sports, please refer to: Altitude Trekking BMX Biking Kickboxing Kitesurfing Mountain Biking Paragliding Scuba Diving Skydiving Windsurfing Winter Sports

Travel insurance - Italy

• Travel Insurance for Italy for residents of Isle of Man or Channel Islands is obtained by selecting one of these as country of residence on the next page, and it covers travel to UK as well as elsewhere worldwide. UK residents are covered to travel to these Islands as well as elsewhere worldwide.
• Select area 1 Europe (as Italy is obviously within Europe).
• Insurance must be taken out BEFORE leaving the home country of residence.
• Pre-existing conditions are not covered. With a pre-existing condition the insurance is still effective except that any loss related to the condition is not covered.

Age Limits:

• For Single Trip insurance up to 90 days the age limit is under 65.
• For Annual Multi-trip insurance the age limit is under 71.
• For families, up to 6 children aged under 17 can be included - (6 same cost as for 1).
• Long Stay Backpacker insurance is only for adults aged under 40.
• Age limits apply, for annual insurance at the start date of the annual period, otherwise for single and long stay trips they apply at the start date of the trip.

Sports, activities and work : are divided into categories in the Schedule of Activities: (1) Holiday, (2) Work, (3) Winter Sports, (4) Medium Risk and (5) High Risk. As there is no extra charge, for more dangerous activities in categories (4) and (5) higher medical excess amounts apply, and there are some restrictions on cover. See our Schedule of Activities for details, via the sports & activities link or select links for specific activities.

Winter Sports activities are included at no extra charge within our High Risk category of activities. Although, conventional winter sports holiday cover is also optionally available for all short trip and 31 day annual insurance policies at additional cost, but is inclusive in the cost of the 90 day annual insurance policy. For more details, click the Winter Sports link under popular adventure sports.


Cover for skydiving and paragliding : Cover for these activities is not included initially on taking out insurance, but can be added any time later at the additional cost of £4.00 per day for actual day(s) of participating. For more details, click the skydiving or paragliding link under popular adventure sports.

This is travel insurance (for residents of the UK, Isle of Man or Channel Islands) not activity top-up insurance, therefore the period of cover for underlying travel insurance must be for the whole duration of your trip, not just the days that will be participating.

Being aged 17 : Children aged 16 or under cannot travel independently but are eligible to be included in the insurance of parents or adults with whom they will travel. The age limit for adults under our travel insurance begins at age 17, which is ideal for those of that age who need to travel independently.

Healthcare considerations Holiday in Italy

Italy is great for healthy, activite, sun-drenched, holidays with the pleasure of fine cooking of pasta and mediterranean dishes, and Italian wines - all in relaxed live-style unique to Italy.

If you become ill or have an accident in Italy, Italy has reciprocal healthcare arrangements with the UK. Travel insurance is needed, as not all services are covered under these arrangements. When using doctors or dentists 'Servizio Sanatario Nazionale - SSN', within the Italian health system, or receiving hospital out-patient treatment in Italy, keep all details of costs to claim a refund from the Local Health Authority, Azienda Unita Sanitaria Locale, (ASUL). For in-patient treatment in Italy, in hostipals affiliated to these arrangements, an EHIC is needed for the ASUL to process a claim.